Banking With Indiana Gambling Apps

Before you deposit money into a legal online gambling app in Indiana, you may be wondering:

  • Will my money be safe?
  • How do I actually deposit money onto a gambling site?
  • How do I withdraw my winnings?

Using legal and regulated online gambling sites offers you the financial protections that playing on offshore sites does not. Additionally, you have a process to escalate matters and a formal complaint process to ensure the integrity of every transaction.

How to Deposit Funds at Indiana Betting Sites

Every online sportsbook and casino has its deposit and withdrawal methods and processes. The most popular deposit options include:

  • Debit/credit cards
  • PayPal
  • ACH and bank transfers
  • PayNearMe

Let’s take a look at those more closely.

Debit cards and credit cards

Most online gambling sites accept credit and debit card deposits. Even though online gambling is legal in Indiana, some US banks may not allow the deposit of funds to an online gambling site with their credit or debit cards. Every bank is different and if you are experiencing difficulty, call your bank for clarification. An alternative to depositing with your debit or credit card is to use an e-wallet, such as PayPal.


PayPal is an e-wallet and a popular choice for funding online gambling accounts. PayPal acts as a middle man between your bank and your online betting account. You can use your credit or debit card to fund your PayPal account and your PayPal account to fund your online gambling account.

ACH and bank transfers

ACH is an electronic check, while the bank transfers wire money directly from your bank account to the online casino. E-checks is by far the most popular option of the two.


PayNearMe is a third-party service that allows players to deposit money using cash at a local 7-Eleven or CVS Pharmacy. After establishing the transaction with PayNearMe, the player takes a bar code to the closest location and pays the cashier in cash.

Most online gambling sites have minimum and maximum deposit requirements. Typically the minimum deposit amount is $10 and the maximum amount can vary based on a variety of information, including:

  • Deposit method
  • How long the account has been open
  • Deposit history

How to Withdrawal Funds at Indiana Betting Sites

Withdrawal options are generally different than the available deposit options for sports betting sites and casinos.

Usually, there are fewer withdrawal choices available to players. For instance, credit cards are designed to pay money out and not necessarily receive payments from a third party. If available, withdrawals are usually credited back to the original deposit method.

Most online sportsbooks include the following withdrawal options:

  • Check by mail
  • PayPal
  • Branded prepaid cards

Unlike deposits, withdrawals tend not to have a maximum amount. It is not unusual, however, to see a minimum withdrawal amount. Before withdrawing, be prepared to fill out the necessary forms and provide additional verification.

Betting Bonuses and Promotions

Before depositing at an Indiana sports betting site or casino, look at all available bonus and promotion offers at

It is important to note that bonus and promotion money often comes with restrictions. Those restrictions come in the form of a playthrough requirement. Basically, a player will be required to play a certain amount on the site or sports betting app before cashing out any bonus or promotional money.

Make sure you read through the terms and conditions of each bonus or promotional offer to ensure you are comfortable meeting its terms.

Tips Before you Start Gambling Online in Indiana

The sportsbooks and online casinos in Indiana will provide a user-friendly environment, and they try to make the requirements easy to understand. Here are a few tips to help ensure you are getting the most out of your online gambling experience.

1. Understand the Indiana betting laws

It’s essential to understand the betting laws in Indiana. For instance, you must be 21 years old and physically located in the state to gamble online. PlayIndiana is a good source of gambling news related to legal and regulated sportsbooks in Indiana.

2. Choose the right online sportsbook or casino

There are several things to consider when choosing an online sportsbook or casino:

  • Is it regulated by the Indiana Gaming Commission?
  • Does it offer the gambling options you are looking for?
  • Does it offer deposit and withdrawal options that are convenient?
  • Does it offer competitive bonuses and promotions?

3. Choose the right bonus

Some bonus offers are only available to new players. Make sure you sign up using the bonus code you received from PlayIndiana as you create your account and before you make your first deposit to be eligible.

4. Complete your registration and verify your identity

Before you can gamble on an Indiana online sportsbook, you will be required to register for an account and verify your identity. This is important to prevent underage gambling and the abuse of the system.

5. Understand your deposit and withdrawal options

Contact your financial institution to determine if credit card or debit card deposits are available to you. If not. an e-wallet, like PayPal, might be a better option. Sign up for any accounts you will use in the deposit and withdrawal process to ensure account validation is complete by the time you are ready to deposit and play.

6. Understand withdrawals are not usually immediate

Withdrawing money is a process that can take a few days and you might be required to present extra verification information. Don’t worry, you will get your money, but understand the timing might not be as fast as you would like.